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11-22-2010 URA Agenda PacketCITY OF WOODBURN URBAN RENEWAL AGENCY NOVEMBER 22, 201 0 - 6:30 P.M. KATHRYN FIGLEY, MAYOR DICK PUGH, COUNCILOR WARD I J. MEL SCHMIDT, COUNCILOR WARD II PETER MCCALLUM, COUNCILOR WARD III JAMES COX, COUNCILOR WARD IV FRANK LONERGAN, COUNCILOR WARD V ERIC MORRIS, COUNCILOR WARD VI CITY HALL COUNCIL CHAMBERS - 270 MONTGOMERY STREET 1. CALL TO ORDER 2. ROLL CALL 3. CONSENT AGENDA A. Urban Renewal Agency minutes of June 28, 2010 Recommended Action Approve the minutes. 4. PUBLIC HEARINGS A. 2010 -2011 Supplemental Budget 5. GENERAL BUSINESS A. Urban Renewal Grant and Loan Program Recommended Action That the Urban Renewal Agency discuss the proposed guidelines and procedures for a Grant and Loan Program for downtown properties within the Urban Renewal & Downtown Development and Conservation Districts and authorize staff to prepare a Resolution adopting the Grant and Loan Program procedures and guidelines for approval by the Board at the next Urban Renewal Agency meeting. 6. PUBLIC COMMENT 7. ADJOURNMENT 1 3 5 November 22, 2010 Urban Renewal Agency Page i URBAN RENEWAL AGENCY BOARD MEETING MINUTES JUNE 28, 2010 HRAN 0:00 DATE: COUNCIL CHAMBERS, CITY HALL, CITY OF WOODBURN, COUNTY OF MARION, STATE OF OREGON, JUNE 28, 2010. CONVENED: The meeting convened at 7:00 p.m. with Chair Figley presiding. ROLL CALL: Chair Figley Present Member Cox Present Member Lonergan Present Member McCallum Present Member Morris Present, Warner, City Recorder Shearer, 0:00 CONSENT AGENDA: A. approve the Urban Renewal Agency Board minutes of June 14, 2010; McCallum /Cox... adopt the Consent Agenda. The motion passed unanimously. 0:01 AUTHORIZATION TO APPLY FOR STATE GRANT FUNDING — ODOT EASTSIDE ESPLANADE Public Works Director Brown provided a staff report regarding the proposed grant application. Councilor Pugh questioned whether the project would limit future redevelopment options such as additional parking. Director Brown indicated that ODOT would not place restrictions and the project would likely enhance redevelopment efforts. Councilor Cox asked about right of way acquisitions. Director Brown outlined the rough right of way plan. Council discussed with Director Brown the general proj ect design and how it fits into the Downtown, Transportation, and Downtown plans. Cox /Pugh... authorize the City Administrator to apply for an Oregon Department of Transportation (ODOT) Transportation Enhancement grant. The motion passed unanimously. 0:00 ADJOURNMENT: Lonergan /McCallum... meeting be adjourned. The motion passed unanimously. The meeting adjourned at 7:38 p.m. Page 1 — URA Board Minutes, June 28, 2010 URBAN RENEWAL AGENCY BOARD MEETING MINUTES JUNE 28, 2010 HRAN KATHRYN FIGLEY, Chair ATTEST Christina M. Shearer, Recorder City of Woodburn, Oregon Page 2 — URA Board Minutes, June 28, 2010 2 WDBN I November 22, 2010 TO: Urban Renewal Agency Chair and Board FROM: Ignacio Palacios, Finance Director SUBJECT: 2010 -2011 Supplemental Budget RECOMMENDATION: Conduct a Public Hearing and authorize staff to draft a resolution approving a supplemental budget for fiscal year 2010-2011. BACKGROUND: From time to time during the fiscal year, staff identifies necessary changes to the adopted budget as new information becomes available. ORS 294.480 allows the governing body to adopt a supplemental budget under certain conditions or when an unanticipated `event' occurs. When those changes in the original budget via the supplemental budget exceed 10% of the original appropriation in any one fund a public hearing must be held to discuss the changes and to receive public input. During the 2010 -2011 budget process the Urban Renewal Agency Budget Committee directed staff to identify projects that the Urban Renewal Agency (URA) could undertake during the 2010 -2011 fiscal year. Staff has identified a grant and loan program that can be funded via the current amount held in contingency in the URA Fund. The proposed program calls for six downtown business exterior and interior matching grants in the amounts of $10,000 and $5,000, respectively. In addition, small business loans up to $25,000 will be made available to downtown businesses. A total of six small business loans will be made available. The total cost of the program for 2010-2011 is $240,000 ( (15,000 x 6) + (25,000 x 6)) . In addition, $6,500 was charged to the Other Professional Services line item to fund the Woodburn Locomotive Park painting project and needs to be reimbursed. Agenda Item Review: City Administrator _x_ City Attorney _x Finance 9 Honorable Mayor and City Council November 22, 2010 Page 2 Due to the unique funding mechanisms for URAs, debt is required by state statute to fund proposed URA projects. Debt will be obtained and retired in the same fiscal year in order to comply with this requirement in an amount not to exceed $250,000. FINANCIAL IMPACT: The contingency balance in the URA Fund is $934,330. Staff is requesting a supplemental budget in the amount of $240,000 (not to exceed $250,000) to fund the URA Grant and Loan program via a short term loan. In addition a transfer of $246,500 is requested from the URA contingency to retire the short term loan in the amount of $240,000 and $6,500 to reimburse the Other Professional Services line item for the Woodburn Locomotive Park painting project. This will reduce the contingency to $687,830 (or 44.5% of the adopted budget). El WDBN I November 22, 2010 TO: Urban Renewal Board through City Administrator FROM: Jim Hendryx, Director of Economic & Development Services SUBJECT: Urban Renewal Grant and Loan Program RECOMMENDATION That the Urban Renewal Agency discuss the proposed guidelines and procedures for a Grant and Loan Program for downtown properties within the Urban Renewal & Downtown Development and Conservation Districts. That staff be authorized to prepare a Resolution adopting the Grant and Loan Program procedures and guidelines for approval by the Board at the next Urban Renewal Agency meeting. BACKGROUND Woodburn initially adopted the Urban Renewal Plan in 2001. The Plan envisioned a series of improvements and actions, initially recognized in the 1997 Downtown Development Plan (DDP), which were intended to reinvigorate Woodburn's historic downtown. The Urban Renewal Plan recognized the importance of physically improving the appearance of the downtown, a recent example being the improvements made to Front Street. Another activity called for in the Urban Renewal Plan was the creation of a Storefront Design and Improvement Program, which due to funding has not yet been implemented. The recently adopted (January 2010) Downtown Development Plan Update (DDPU) continued to recognize the need to reinvigorate downtown Woodburn. Chief among the recommendations was the idea to leverage urban renewal funds with private funds to create investment through a downtown Grant and Loan Program. City Council received a briefing on the Downtown Plan, the Urban Renewal Plan, and the Downtown Development Plan Update (DDPU) at its October 25th meeting. Council requested that the Woodburn Urban Renewal Grant and Loan Program be formally submitted to the Urban Renewal Board for action. Agenda Item Review: City Administrator _x_ City Attorney _x_ Finance —x- 9 Urban Renewal Grant and Loan Program November 22, 2010 Page 2 DISCUSSION: Improving Woodburn's downtown area has been recognized as a priority for several years, dating back to 1997, with the adoption of the original Downtown Development Plan. Woodburn's Urban Renewal Plan provides the funding mechanism to implement the Storefront Improvement Grant and Building Rehabilitation Programs. Discussions with individual businesses and property owners indicate that there is interest in having these programs available for business and property owners. The City has latitude on the administration of this program, such as how much funding is available, and what properties qualify for the Grant and Loan program. The proposed Grant and Loan programs would be structured as follows: Downtown Exterior Grant Program The Exterior Grant Program will be administered as a matching grant program. Grants will be awarded to retailers or property owners who improve the appearance of their building or store, with a focus on exterior and building fagade improvements. Matching grants are typically less than $10,000, require matching owner investment, and are intended to achieve immediate and highly visible results. Purpose: o Promote investment through the preservation and rehabilitation of Woodburn's historic downtown Terms and minimum requirements Maximum Grant Amounts: $10,000 -within the Urban Renewal & Downtown Development and Conservation (DDC) Districts Grant Requirements: 50/50 reimbursement grant with matching owner investment Meet or exceed established design standards Eligible Grant Recipients: o Property owners with fee title in property Urban Renewal Grant and Loan Program November 22, 2010 Page 3 o Business owners who show written evidence that the property owner has authorized work on the subject property Eligible Properties: • Properties must be located within the Urban Renewal & Downtown Development and Conservation (DDC) Districts. • Qualifying structures include commercial and mixed -use buildings Eligible Activities: Windows Painting Seismic upgrade Storefronts Exterior lighting Awnings/Canopies Signage ADA accessibility Environmental remediation Permits o Tax - exempt properties and non - profits are excluded from the program Interior Grant Program The Downtown Interior Grant Program will also be administered as a matching grant program. Grants will be awarded to retailers or property owners who improve the interior of their building or store with a focus on addressing code and related improvements. Matching grants are typically less than $5,000, require matching owner investment, and are intended to achieve immediate and highly visible results. Purpose: o Promote investment through the preservation and rehabilitation of Woodburn's historic downtown Terms and minimum requirements Maximum Grant Amounts: $5,000 -within the Urban Renewal & Downtown Development and Conservation (DDC) Districts Grant Requirements: 50/50 reimbursement grant with matching owner investment Meet or exceed established design standards Eligible Grant Recipients: o Property owners with fee title in property 7 Urban Renewal Grant and Loan Program November 22, 2010 Page 4 o Business owners who show written evidence that the property owner has authorized work on the subject property Eligible Properties: • Properties must be located within the Urban Renewal & Downtown Development and Conservation District (DDC) Districts. • Qualifying structures include commercial and mixed -use buildings Eliaible Activities: HVAC Electrical Plumbin ADA accessibility Interior lighting Environmental remediation Electrical ADA accessibility Plumbin Permits roofing Code deficiencies Downtown Buildinq Rehabilitation Loan Program The Downtown Building Loan Program will provide a financial incentive to downtown property owners and business owners to make physical improvements to buildings in substandard condition. The program will provide low- interest loans to property and business owners for eligible activity improvements to their buildings in order to renovate and upgrade those properties. Loans are typically less than $25,000 and are intended to fund projects that produce highly visible results. Purpose: o Promote investment through the preservation and rehabilitation of Woodburn's historic downtown Terms and minimum requirements: Maximum loan Amounts: $25,000 -within the Urban Renewal & Downtown Development and Conservation (DDC) Districts Loan Requirements: Meet or exceed established design standards Interest Rates: Market rate up to 6% Terms: 10 years fixed Loan Fee: $250 L-3 Urban Renewal Grant and Loan Program November 22, 2010 Page 5 Eligible Grant Recipients: • Property owners with fee title in site • Business owners who show written evidence that the property owner has authorized work on the subject property Eligible Properties: Properties must be located within the Urban Renewal & Downtown Development and Conservation (DDC) Districts o Qualifying structures include commercial and mixed -use buildings o New construction o Major remodel Eligible Activities: All normal and reasonable costs directly associated with rehabilitation /restoration or construction of a qualified project. Tenant improvements are subject to an executed lease. Normal cost per square foot of the proposed improvements must be pre - approved. Ineligible Activities: o Acquisition, loan fee, refinancing, training, staffing costs, equipment, personal property, reimbursement of costs prior to loan award, and organizational expenses are considered ineligible for reimbursement. Tax - exempt properties and non - profits are excluded from the program. Review Process: The Urban Renewal Board should appoint a Downtown Advisory Review Subcommittee, which includes two Board members and one citizen, appointed by the Board, to oversee the Grant and Loan Program. The Downtown Advisory Review Subcommittee will review grant and loan applications (including proposed scope of work), design details, and approve the proposal as submitted, or make recommendations for alterations to the design and /or construction. FINANCIAL IMPACT The Urban Renewal Agency has funds available to fund the proposed project and the project is in -line with plan objectives. Currently the Urban Renewal Agency has $934,000 available in contingency. 9 Urban Renewal Grant and Loan Program November 22, 2010 Page 6 That being said, no capital projects were budgeted as part of the 2010-2011 Budget process. As part of that process staff was to identify funds and propose projects to the Urban Renewal Agency board. The proposed project(s) will require a supplemental budget to be brought back before the Urban Renewal Agency board for review and approve. Attachments: A. Procedural Guidelines B. Grant Guidelines C. Applicant Information D. Owner Authorization of Work /Hold Harmless Agreement E. Checklist F. Loan Guidelines G. Loan Agreement 10 Urban Renewal Grant and Loan Program November 22, 2010 Page 7 Zoning map 11 Attachment A City of Woodburn Urban Renewal Agency Downtown Exterior /Interior Grant Program PROCEDURAL GUIDELINES: 1) Eligible properties must be within the Urban Renewal & Downtown Development and Conservation (DDC) Districts. 2) The Urban Renewal Board will appoint a Downtown Advisory Review Subcommittee, which includes two Board members and one citizen, appointed by the Board, to oversee the Grant and Loan Program. 3) The Advisory Review Subcommittee will review grant and loan applications, (including proposed scope of work), design details, and approve the proposal as submitted or make recommendations for alterations to the design and /or construction. 4) Applicant will initially meet with City staff to discuss improvement plans. 5) Applicant will submit completed grant application with property owner information and signature. 6) Applicant will provide at least two (2) and preferably three (3) bids for each portion of the application in excess of $2,500 from licensed contractors. 7) Upon approval, the City of Woodburn and the applicant will enter into a contractual agreement for the proposed improvements. 8) The City of Woodburn Downtown Grants are available for up to $10,000 for exterior renovation and up to $5,000 for interior renovation. 9) Grant provide for a 50/50 contribution by the applicant. Invoices must be submitted for inspection and reimbursement. 10) Low interest loans are available for up to $25,000 to property owners and /or tenants for specific improvements. All applications shall demonstrate compliance with the Downtown Architectural Design Standards, if applicable and the urban renewal decision making criteria below: • Be in the public interest • Encourage greater marketability of the district • Complement the existing historic downtown core, where applicable 12 Attachment B City of Woodburn Urban Renewal Agency Downtown Exterior /Interior Grant GRANT GUIDELINES 1. Projects assisted by this program are to be rehabilitation and renovation projects showing significant aesthetic improvement to the property and to be compatible with the downtown streetscape. 2. All projects shall comply with the City of Woodburn Downtown Architectural Design and Signage Standards. 3. Projects are to be located within the Urban Renewal & Downtown Development and Conservation Districts. 4. The project design must work towards restoring the building as closely to its original design as possible. 5. All storefronts shall be designed, constructed, and maintained to compliment and accept the architectural features of the building. All accessories, signs, awnings, etc. shall likewise compliment the overall character of the building. 6. Funds shall be allocated based on the following criteria and are subject to availability: • Visual prominence of the building and its location, as well as aesthetic quality design proposal • Historical and architectural significance of the building, as well as the potential impact on the attractiveness of the city streetscape, the particular building, and the economic development of the downtown Urban Renewal District, and readiness to proceed. 7. Grants are available for up to $10,000 for exterior renovation and up to $5,000 for interior renovation. 8. There is a 50/50 match requirement required for the grant program. Grants are dependent upon an approved project plan and contract with the City of Woodburn. Invoices must be submitted for reimbursement. No grant money will be disbursed until the project is completed and is approved by the City of Woodburn. 10. Grants cannot be used for any work commenced or completed prior to project approval. 11. Grant proceeds may be used for materials and services provided by licensed contractors. 12. All necessary building, electrical, plumbing permits must have been obtained and work inspected and approved. 13. All improvements will be reviewed and need to be approved by the Downtown Advisory Review Subcommittee. 13 14. To qualify for grant funds, an application and appropriate plans must be submitted to the City of Woodburn, approved and a grant contract signed prior to work commencing. 15. All grants made under this program are subject to availability of program funds and under the discretion of the Woodburn Urban Renewal Board and the Downtown Advisory Review Subcommittee. 16. The grant will have a term of not more than one year with a single payment after receipt of all completed work. 17. All work needs to be done by licensed contractors and the applicant needs to provide at least two bids for every aspect of work greater than $2,500. Three bids are preferred. City of Woodburn Urban Renewal Agency Downtown Exterior /Interior Grants Eligible Projects: The following list is not exhaustive, but covers the majority of types of exterior projects that are eligible: _ Windows _ Exterior painting and cleaning _Seismic _Roofing _ Storefronts _ Exterior Lighting _ Awnings /Canopies _Replacement of missing decorative features _ Removal of non - historic materials or additions that are inappropriate to the building _ Cornices _Design & architectural services (up to $1,000) _ Permits _ Re- Pointing _ Gutters /Downspouts _ Environmental Remediation _ ADA Accessibility _ Energy Efficient Upgrades (some restrictions apply) _ HVAC _ Electrical _ Plumbing _ Exterior lighting _ Environmental remediation _Plumbing _Electrical _ Permits _ Roofing Code deficiencies 14 Ineligible Activities: _ Property maintenance _ Landscape Improvements _ Improvements to non - public faces of buildings _ Building acquisition _ Inventory or other working capital _ Administrative costs or payments to borrower for direct labor costs 15 Attachment C City of Woodburn Urban Renewal Agency Downtown Exterior /Interior Grant APPLICANT INFORMATION Applicant's Name: Property Address: Tax Lot #: Mailing Address: Telephone Number: Cell Number: Email: Fax: Proof of Ownership: Please provide proof of ownership or written authorization to proceed with the project from the property owner. Have all City of Woodburn taxes levied on the building and property described in this application been paid to date? Yes ❑ No ❑ If no, please attach explanation. BUILDING INFORMATION: Year Built: Historic Name(s): PROJECT INFORMATION: Total Project Costs: Grant Request: Describe the scope of work (use additional sheets as necessary) Attach checklist and all required elements pertaining to the scope of work. Attach project cost(s) estimates obtained. GRANT PROPOSAL: Please provide a list of the bids that you have received for each aspect of your project which is being submitted as part of the application. Remember to provide at least two (2) bids, and preferably three (3) bids, from licensed contractors for every item that is over $2500.00. PROCESS OF REVIEW: This application will be reviewed by staff for accuracy and completeness, and then presented to the Downtown Advisory Review Subcommittee for consideration. You will be notified of the date and time of the meeting at which your application will be considered, and you are welcome to attend. City staff will notify you in writing of the committee's decision within five working days of the meeting. If your grant is approved, you will receive a contract outlining the roles and responsibilities of the applicant and the urban renewal agency. You will not be reimbursed for any work that commences or is completed prior to the date of the contract. 16 CERTIFICATION BY APPLICANT: The applicant certifies that all information provided in this application given is true and complete to the best of the applicant's knowledge and belief. If the applicant is not the owner of the property to be rehabilitated, or if the applicant is an organization rather than an individual, the applicant certifies that he /she has the authority to sign and enter into an agreement to perform the proposed work on the building. Evidence of this authority must be attached. Applicant Signature: Date: Return Application To: James N.P. Hendryx Economic and Development Services Director City of Woodburn 270 Montgomery Woodburn, Oregon 97071 503.980.2445 (phone) 503.982.5244 (fax) Jim. hendryx(a)ci.woodburn.or.us 17 Attachment D City of Woodburn Urban Renewal Downtown Exterior /Interior Grant Owner Authorization of Work for Tenant to Carry out Exterior /Interior Improvements and Hold Harmless Agreement I, hereby authorize to carry out improvements as specified in the accompanying Exterior /Interior Grant Application, on my property located at , which is within the City of Woodburn's Urban Renewal & Downtown Conservation districts, and I also agree to hold harmless the City of Woodburn in the event of property damage or physical injury as a result of working on the aforementioned project. Signature of Property Owner Notary Return To: James N.P. Hendryx Economic and Development Services Director City of Woodburn 270 Montgomery Woodburn, Oregon 97071 503.980.2445 (phone) 503.982.5244 (fax) Jim. hendryx(a)ci.woodburn.or.us Date 18 Attachment E City of Woodburn Urban Renewal Downtown Exterior /Interior Grant Checklist Please submit the checklist as part of your application. Please provide two (2) bids and preferably three (3) bids for each portion of your application that is greater than $2500 from licensed contractors. SIGNS: :1 Provide a color rendering of the design chosen. :1 Include specifications as to the size and width of the sign. :1 Note how and where the sign will be hung on the building. :1 Submit a written estimate from a sign company. :1 Submit written verification that design and size comply with City codes. PAINT: :1 Provide samples of the colors chosen. :1 Mark which color will be body color and which will be accent colors. :1 Note where each color will be used. :1 Submit written estimate from painter of your choice. AWNINGS: :1 Provide information about color and style of awning chosen. :1 Note where awning will be placed on building. :1 Submit written estimate. :1 Submit written verification that design and size comply with City codes. :1 Awning selection must take into account the architectural style of the building. MAJOR FACADE ALTERATION: :1 Provide a rendering of the project, including paint and awning colors where applicable :1 Submit written cost estimates or bids ALL PROJECTS PROPOSED BY TENANTS: :1 Provide a signed lease of at least one year of duration. :1 Provide a notarized Owner Authorization of Work /Hold Harmless Agreement from the property owner (see attached) :1 Submit copy of current certificate of occupancy 19 Attachment F City of Woodburn Urban Renewal Agency Downtown Loan Program Loan Guidelines 1. Projects assisted by this program are to be rehabilitation and renovation projects showing significant aesthetic improvement to the property and must be compatible with the downtown streetscape. 2. All projects shall comply with the City of Woodburn Downtown Architectural Design and Signage Standards. 3. Projects are to be located within the Urban Renewal & Downtown Development and Conservation Districts. 4. The project design must work towards restoring the building as closely to its original design as possible. 5. All storefronts shall be designed, constructed, and maintained to compliment and accept the architectural features of the building. All accessories, signs, awnings, etc. shall likewise compliment the overall character of the building. 6. Funds shall be allocated based on the following criteria and are subject to availability: • Visual prominence of the building and its location, as well as aesthetic quality design proposal • Historical and architectural significance of the building and potential impact on the attractiveness of the city streetscape, • The particular building, and the economic development of the downtown urban renewal district, and readiness to proceed. 7. Terms and Minimum Requirements • Maximum Loan Amount: $25,000 • Interest Rate: Market rate up to a maximum of 6% fixed rate • Term: 10 years fixed (Length of term may be extended to 20 years in order to coincide with terms of primary lender where Urban Renewal Agency is in a second lien position) • Loan Fee: $75.00 • Additional terms may apply - terms subject to change 8. Eligible Borrower • Property owners who can show fee title • Business owners who show written evidence that property owner has authorized work for which application is made • Tax - exempt property and business owners are excluded Eligible Property • Commercial or mixed -use property located within Urban Renewal & Downtown Conservation and Development Districts 20 • Properties that are 100% residential are excluded 9. Eligible Activities • All normal and reasonable soft and hard costs directly associated with rehabilitation /restoration or construction of a qualified project • Tenant improvements are subject to an executed lease and a cost per square foot, which has been approved during the loan process 9. Ineligible Activities • Acquisition • Loan fee • Refinance • Training • Staffing costs • Equipment and personal property • Reimbursement of hard costs prior to loan award • Organizational expenses 9. Loan proceeds may be used for materials and services provided by licensed contractors. 10. All necessary building, electrical, plumbing permits have been obtained and work inspected and approved. 11. All improvements will be reviewed and need to be approved by the Downtown Advisory Review Subcommittee. 12. To qualify for a loan, an application and appropriate plans must be submitted to the City of Woodburn, approved, and the loan must be signed prior to work commencing. 13. All loans made under this program are subject to availability of program funds and under the discretion of the Woodburn Urban Renewal Board and the Downtown Advisory Review Subcommittee. 14. All work must be completed within 12 months of loan approval unless an extension is approved by the City of Woodburn. 15. All work needs to be done by licensed contractors and the applicant needs to provide at least two bids for every aspect of work greater than $2,500. Three bids are preferred. 21 Attachment G Woodburn Urban Renewal Downtown Loan Program LOAN AGREEMENT BETWEEN: The City of Woodburn, an Oregon municipal corporation (Lender) AND: (Borrower) PROJECT: LOAN NUMBER: RECITALS A. Borrower has requested Lender to make a loan to Borrower of Woodburn Urban Renewal Downtown Loan Program funds in the principal amount of for building improvement. B. The loan is made under the Woodburn Urban Renewal Downtown Loan Program established by the Woodburn Urban Renewal Agency on November 8, 2010 and administered City of Woodburn (City) C. Borrower's project, ( "the Project ") for which the loan has been obtained, consists of 22 AGREEMENT Now, therefore, in consideration of the foregoing Recitals, which are incorporated by this reference, the parties hereto agree as follows: 1. Loan. Subject to the terms and conditions of this Agreement, Lender agrees to make a loan ( "the Loan ") to Borrower in a principal amount of A loan fee in the amount of ($ ) shall be paid to Lender by Borrower and shall be collected upon disbursal of the Loan proceeds. 2. Promissory Note. The Loan shall be made against, evidenced by and repayable as an interest bearing loan, in accordance with a Promissory Note ( "the Note ") of Borrower, payable to the order of Lender in the principal amount of Agreement. which is executed simultaneously with this 3. Borrower's Representations and Warranties. 3.1 Borrower is a legal entity duly organized and validly existing under the laws of Oregon and has full power and authority to transact the business in which it is engaged, and full power, authority and legal right to make this Agreement and the Note, and to incur and perform its obligations hereunder and under the Note. 3.2 The making and performance by Borrower of this Agreement and the Note and the borrowing by Borrower hereunder (a) have been duly authorized by necessary action of the Borrower, (b) do not violate any provision of any applicable law, rule, regulation or order of any court, regulatory commission, board or other administrative agency or any provision of Borrower's corporate agreement and (c) do not result in the creation of any lien to any other indenture, bank or other credit agreement, mortgage or other agreement of instrument to which Borrower is a party. 23 3.3 This Agreement and the Note have been duly executed and delivered by Borrower and will continue the legal, valid and binding obligation of Borrower, enforceable in accordance with their terms subject to the laws of bankruptcy, insolvency or other similar laws affecting the enforcement of creditor's rights generally. 3.4 No authorization, consent, license, or approval of, or filing or registration with, or notification to, any governmental body or regulatory or supervisory authority is required for the execution, delivery or performance by Borrower of this Agreement and the Note or for the borrowing hereunder. 3.5 Since Borrower applied to Lender for the Loan, there has been no material adverse change in the financial condition of Borrower. 3.6 No representation or warranty by Borrower in this Agreement or on any written statement, including information, data, exhibits and other materials submitted in connection with the Loan, furnished to Lender pursuant to this Agreement or in connection with the transactions contemplated by this Agreement, when taken together, contains or will contain any untrue statement of material fact or omits or will omit to state a material fact necessary to make statements not misleading. 3.7 There is no action, suit, proceeding, or investigation pending or threatened against Borrower which would, if adversely determined, have a material adverse effect on the financial condition or business of Borrower or on the ability of Borrower to perform its obligations under this Agreement or the Note. 4. Covenants of Borrower. While any principal on the Note is outstanding, Borrower agrees that, upon Lender request: 4.1 Borrower shall furnish to Lender evidence of effective monitoring and evaluation of the Project. 4.2 Borrower will comply with the requirements of all applicable federal, state and local laws, regulations and orders of any governmental authority at all times in the performance of the Project. 4.3 Borrower will maintain records of Project construction under this Agreement for a period of not less then three (3) full years following the satisfaction date of this Agreement. Borrower will permit Lender and its agents to review its books of accounts and records with respect to the receipt and disbursement of funds received from Lender. 24 4.4 Borrower will pay and discharge all taxes, assessments, and governmental charges or any levies imposed upon it or upon its income or profits or upon any property belonging to it, prior to the date on which penalties attach thereto, and all lawful claims which, if unpaid, might become a lien upon its property. 4.5 Borrower will promptly give notice in writing to Lender of any litigation and any proceeding before any arbitral tribunal which may adversely and materially affect the ability of Borrower to perform its obligations under this Agreement. 5. Events of Default. The following "Events of Default" entitle Lender to, by notice to Borrower, declare the entire indebtedness to be immediately due and payable. 5.1 Borrower defaults in the performance or observance of any of its covenants or agreements contained herein, and the default continues for thirty (30) days after Borrower receives notice thereof without commencement of action by Borrower reasonably satisfactory to Lender to remedy the default; or 5.2 Any representation or warranty with respect to current or historical information made to Lender herein or in any certificate, notice, report, financial statement, or other instrument or document furnished to Lender hereunder or in connection herewith proves to have been incorrect in any material respect when made; or 5.3 Any authorization, consent, license, approval, filing or registration now or hereafter necessary to enable Borrower to comply with its obligations hereunder or under the Note or incurred pursuant to hereto and thereto fails to be timely issued or granted, or expires or lapses and is not forthwith renewed or extended, or is revoked, withdrawn, withheld, or modified so as to materially interfere with such compliance; or 5.4 Borrower (i) applies for consents to the appointment of, or the taking of possession by, a receiver, custodian, trustee, or liquidator of itself or of all of its property, (ii) admits in writing its inability, or is generally unable, to pay its debts as they become due, (iii) makes a general assignment for the benefit of its creditors, (iv) commences a voluntary case under the Federal Bankruptcy code (as now or hereafter in effect), (v) is adjudicated bankrupt or insolvent, (vi) files a petition seeking to take advantage of any other law relating to bankruptcy, insolvency, reorganization, winding up, or composition or adjustment of debts, (vii) fails to controvert in a timely and appropriate manner, or acquiesces in writing to, any petition filed against it in an involuntary case under such Bankruptcy Code, or (viii) takes any action for the purpose of effecting any of the foregoing; or 5.5 A proceeding or case is commenced, without the application or consent of Borrower, in any court of competent jurisdiction, seeking (i) the liquidation, dissolution or winding -up, or the composition of readjustment of debts, of Borrower, (ii) the appointment of a 25 trustee, receiver, custodian, liquidator, or the like of Borrower or of all or any substantial part of its assets, or (iii) similar relief in respect to Borrower under any law relating to bankruptcy, insolvency, reorganization, winding -up, or composition or adjustment of debts, and such proceeding or case continues undismissed, or an order, judgement, or decree approving or ordering any of the foregoing is entered and continues unstayed and in effect for a period of sixty (60) consecutive days, or an order for relief against Borrower is entered in an involuntary case under the Federal Bankruptcy Code (as now or hereafter in effect); or 5.6 Borrower causes to be transferred any interest in properties securing the Loan without the prior written consent of Lender. Notwithstanding the foregoing limitation, Lender agrees to subordinate its interest in the property to a lender providing permanent financing for the Project so long as the funds from such loan are used to pay the City's Note in full. Further, Lender agrees that the proceeds of the Loan may be re- loaned to a partnership of which the Borrower is a General Partner; provided that: (a) such partnership is the owner of the property securing the Loan; (b) the partnership grants Borrower a trust deed securing the obligation to repay Borrower; (c) Borrower assigns its rights as beneficiary under such trust deed to Lender; and (d) Borrower shall remain liable on the City's Note in all respects. 6. No Implied Waiver, Cumulative Remedies. No failure on the part of Lender to exercise, and no delay in exercising, any right, power, or privilege under this Agreement shall operate as a waiver thereof nor shall any single or partial exercise of any right, power, or privilege under this Agreement shall pre -clude any other or further exercise thereof or the exercise of any other such right, power, or privilege. The remedies provided herein are cumulative and not exclusive of any remedies provided by law. 7. Governing Law. This Agreement shall be construed and enforced in accordance with the laws of the State of Oregon and all actions relating to this Agreement shall be tried before the courts of the State of Oregon. 8. Notice. Except as otherwise specified herein, all notices, requests, demands, and other communications to or upon the parties hereto shall be in writing or by tested or otherwise authenticated facsimile, telegram, or cable and shall be deemed to have been duly given or made when deposited in the mails, certified and postage prepaid, or transmitted by facsimile or delivered to the telegraph office, addressed to the party to which such notice, request, demand, or other communication is requested or permitted to be given or made hereunder at the addresses set forth below (or to any facsimile number published as belonging to such party at such address) or at such other address of which such party shall have notified in writing the other parties hereto. 26 RnrrnwPr- Lender: City of Woodburn Woodburn City Administrator Scott Derickson 270 Montgomery St. Woodburn, OR 97071 9. Successors and Assigns. This Agreement and all terms and conditions set forth in the attached Exhibits shall be binding upon and inure to the benefit of Lender, Borrower, and their respective successors and assigns except that Borrower may not assign or transfer its rights or obligations hereunder or any interest herein without the prior consent in writing of Lender. 10. Amendments. This Agreement may not be amended or modified, nor may any of its provisions be waived, except by an instrument in writing signed by Borrower and Lender. 11. Titles and Subtitles. The titles and subtitles of this Agreement are for convenience only and in no way define, limit or describe the scope or intent of any provision of this Agreement. 12. Severability. If any provisions of this Agreement shall be held invalid or unenforceable by any court of competent jurisdiction, such holding shall not invalidate or render unenforceable any other provision hereof. 13. Attorney's Fees. The prevailing party in any dispute arising from this Agreement shall be entitled to recover from the other its reasonable attorney's fees at trial and on appeal. 14. Entire Agreement. This Agreement, including the Note and those agreements referenced as attached Exhibits, shall constitute the entire agreement made between the parties. Any waiver or consent, if made, shall be effective only in the specific instance and for the specific purpose given. 15. Indemnification. Borrower shall defend, indemnify and hold Lender, its agents, successors and assigns harmless from any and all claims, losses, damages, liens, costs expenses, and liabilities directly or indirectly arising out of or attributable to Borrower's or its subcontractors, agents or employees' activities in connection with this Agreement or the use or occupation of the Project. 27 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed. BORROWER: By: By: City of Woodburn Scott C. Derickson, City Administrator Date: Date: LENDER: 28